Achieve Financial Independence
Build enough wealth that work becomes optional.
At a Glance
Free+
10-25 years typically
Start now
About This Experience
Financial independence means your investments cover your expenses. Reaching this milestone provides ultimate career freedom - working because you want to, not because you must.
Cost Breakdown
Estimated costs can vary based on location, season, and personal choices.
Budget
Basic experience, economical choices
Mid-Range
Comfortable experience, quality choices
Luxury
Premium experience, best options
Difficulty & Requirements
Expert level. Extensive preparation, skills, and resources needed.
Physical Requirements
None
Prerequisites
- Income
- Savings discipline
Tips & Advice
Savings rate matters more than investment returns
The 4% rule is a common guideline
Lifestyle inflation is the enemy
FIRE community has extensive resources
FI isn't about not working - it's about choice
Related Topics
Community Discussion
Ask questions, share tips, or read experiences from others.
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Quick Summary
- Category Career
- Starting Cost Free
- Time Needed 10-25 years typically
- Best Season Start now
- Difficulty Extreme
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